Rating: A (Excellent)

Rating effective: Spring 2008

   Southern Farm Bureau Life's A rating places it in the top 7.5 % of the industry, an elite group of 65 life and health insurance companies receiving an Excellent rating. Furthermore, its "Recommended" status means that TheStreet.com believes the company offers excellent financial security. Southern Farm Bureau Life has maintained a conservative stance in its investment strategies, business operations and underwriting commitments. TheStreet.com's belief is that the company has the resources necessary to deal with severe economic conditions.

   TheStreet.com provides an opinion regarding a company's ability to meet its commitments to the policyholder - not only under current economic conditions, but also during a declining economy or in an environment of increased liquidity demands.

THESTREET.COM RATINGS

A ..............Excellent
B ..............Good
C ..............Fair
D ..............Weak
E ..............Very Weak
F...............Failed

+, - ....Characters indicate the relative position of the scale.