| The performance of your Adjustable Premium Variable Life Insurance Policy and
your Flexible Premium Deferred Variable Annuity will differ from the
performance of any index. Performance information regarding the Adjustable
Premium Variable Life Insurance Policy and the Flexible Premium Deferred
Variable Annuity is available from your Registered Representative or by calling
1-866-288-2172. Recent market volatility, including market decline, may result
in current index performance differing from the historical information shown.
The investment return and principal value of an investment will fluctuate; you
may lose the principal you invest in a variable product.
Variable products are subject to certain charges and fees, such as mortality and
expense risk charges, contract administration charges and surrender charges.
For more information about the Adjustable Premium Variable Life Insurance and
the Flexible Premium Deferred Variable Annuity products, including charges and
expenses, obtain a prospectus from your registered representative or by
contacting 1-866-288-2172. Please read the prospectus carefully before
investing. You should carefully consider the investment objectives, risks, charges, and expenses of the variable products before investing.
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